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Best fit
Seniors 62+
Rent
Income-based
Floor plans
1 Bed
Total Units
16
Assisted
15
Established
2004
Avg. Household
-4 person
Avg. Income
-$4/yr
HUD Score
98
Waitlist expected. Click Check Eligibility below to generate your ready-to-print application materials so you're first in line.
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30%
of adjusted income
Last reported resident rent: -$4/mo
This property includes Section 202. Rent rules can change by unit, so ask the office which program applies to the apartment you want.
Section 202: This is senior housing for adults 62 and older. Rent is often based on income, so many residents pay about 30% of what they can afford after deductions.
Not explicitly confirmed. Call ahead to verify elevator availability and doorway widths before applying.
Independent housing — residents manage their own care. Not a nursing facility.
Designation
Wholly Elderly Housekeeping
Elderly
Last inspection Aug 4, 2025 · This score means the property meets HUD's highest safety and quality standards.
Management Company
SHED, Inc.
Property Owner
McDowell County Housing Action Network Inc.
Non-Profit
HUD Property ID
800213224
The oaks is a federally funded HUD Section 202 Supportive Housing for the Elderly community serving low-income seniors in Gary, West Virginia. Under HUD's Section 202 program, qualifying residents typically pay 30% of their adjusted monthly income toward rent — making this one of the most affordable senior housing options available for adults on fixed incomes.
To qualify, the head of household must generally be 62 years of age or older and meet HUD income limits for Gary. Unlike a Section 8 housing choice voucher, the rental subsidy at a Section 202 property is tied to the building — you apply directly to The oaks and are placed on the property's waitlist if units are not immediately available.
The oaks is classified as independent senior living — residents live autonomously in their own apartments rather than receiving nursing or assisted-living care.
You must be 62. Your income must fall within HUD's Area Median Income (AMI) limits for Gary.
This listing shows historically available units. Ask directly if a unit is open today.
If you use a wheelchair or walker, confirm elevator access and doorway widths before submitting a paid application.
Seniors, take note!Section 202 housing is designed specifically for seniors and often includes supportive services. Age restrictions apply. Read the full guide
The HUD Section 202 program provides affordable senior living and low income senior apartments specifically for adults aged 62 and older. Properties like The oaks receive federal funding that allows qualifying residents to pay roughly 30% of their adjusted monthly income toward rent — making these senior apartments based on income some of the most affordable senior housing options in gary. Most Section 202 communities are independent senior living, though some offer access to supportive services through an on-site service coordinator.
Use the eligibility checker to get the next step for this property. You will typically need proof of age (62+), income documents such as Social Security award letters or recent tax returns, and a government-issued photo ID. Many Section 202 properties maintain a waitlist, so it helps to confirm whether the list is open and whether the unit still fits your household before you apply.
No on-site meals. Residents arrange their own food. Community kitchen available.
No dedicated coordinator listed. You may contact local social services for support referrals.
Answer a few questions and we'll show what to do next for this property.
The oaks offers Section 202 apartments designed for affordable senior living. In most cases, the head of household must be at least 62 years old to qualify for these low income senior apartments, but you should still confirm the current tenant selection rules directly with management.
Yes, Section 202 housing is typically based on income rather than standard market pricing. Many Section 202 properties with rental assistance charge roughly 30% of adjusted household income, and this record also shows a last reported resident rent of -$4.
Yes. This record shows a HUD inspection score of 98, with the latest inspection dated Aug 4, 2025. Inspection scores can help you understand recent property condition, but you should still ask about elevator access, unit condition, and any recent repairs before applying.
This record indicates independent senior housing, not a nursing home or assisted living facility. Residents should expect regular housing with their own daily living responsibilities, although support service coordination is not clearly listed in this record.
This appears to be a highly stable community. The property has been operating since around 2004.
This record reports: 1 Bed. Availability can change rapidly, so ask management which layouts are currently open and whether any accessible units are available.
This property appears to be 68% occupied, which usually means applicants may be joining a waitlist. Call management to confirm whether the waitlist is open right now.
Use the eligibility checker to see the next step for this listing. Contact details are not shown here, but you can start the process and get your application path from the property page.
We'll ask a few basic questions and then show the next step.
Confirm the current age requirement, income documentation list, expected wait time, and whether the property can meet your mobility needs. If you need an accessible unit, ask about elevator access, doorway width, bathroom layout, and grab-bar availability before paying fees.
Data Provenance
Sourced from HUD Multifamily Database. Last updated: Apr 28, 2026.Read our methodology.