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Find the right affordable housing and low income apartments.

Navigating subsidized housing can be confusing. We break down the exact qualifications for income based apartments, LIHTC, senior housing, and rural development so you can find the affordable housing you actually qualify for.

Search in your area

Enter your city, state, or ZIP to browse available properties near you.

Not sure what you qualify for?

LIHTC

Low-Income Housing Tax Credit

Best for: Low-to-moderate income individuals and families

The largest affordable housing program in the U.S. offering reduced rent apartments for households meeting local Area Median Income (AMI) limits.

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Section 202

Supportive Housing for the Elderly

Best for: Seniors (Age 62+) and elderly households

Low income senior housing communities designed specifically for seniors, often featuring on-site supportive services, accessibility features, and community activities. Find housing for seniors based on income.

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Section 515

USDA Rural Development

Best for: Households in designated rural areas

Affordable rental housing and rental assistance programs located in rural communities, designed to support agricultural workers and rural families.

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NOAH

Workforce Housing

Best for: Teachers, nurses, first responders, and local workers

Housing for middle-income workers who earn too much to qualify for traditional subsidies (like Section 8) but are priced out of luxury market-rate apartments.

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Reentry

Second Chance & Reentry

Best for: Justice-impacted individuals and those with poor credit

Specialized properties with flexible background screening criteria, often partnered with local nonprofits to help individuals re-enter the community safely.

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How do income restricted apartments work?

Are these the same as Section 8?

No. While Section 8 (Housing Choice Vouchers) attaches a rent subsidy directly to a person, programs like LIHTC (Low-Income Housing Tax Credit) attach the affordability directly to the building. This means you do not need a voucher to live in these properties; the rent is already capped based on local income limits.

What is Area Median Income (AMI)?

Most affordable housing programs determine your eligibility based on your Area Median Income (AMI). HUD calculates the average income for every county in the U.S. To qualify for a program like LIHTC, your total household income must typically fall below 30%, 50%, or 60% of that local average.

Can I apply for multiple programs?

Yes. If you meet the age requirements (e.g., 62+ for Section 202) and the income requirements (e.g., under 50% AMI), you can apply to multiple properties across different programs to maximize your chances of getting off a waitlist.