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YWCA TRANSITIONAL HOUSINGIncome-based apartments (LIHTC tax credit · 60% AMGI AMI) in Springfield, Massachusetts
YWCA TRANSITIONAL HOUSING — Income-based apartments (LIHTC tax credit · 60% AMGI AMI) in Springfield, Massachusetts Street View
Home
Affordable Housing
Massachusetts
Springfield
YWCA TRANSITIONAL HOUSING
Income-based apartmentsLIHTCAccessible housingFormerly homelessFamily housing60% AMINew construction

YWCA TRANSITIONAL HOUSINGIncome-based apartments (LIHTC tax credit · 60% AMGI AMI) in Springfield, Massachusetts

1 CLOUGH ST, SPRINGFIELD, MA 01118

Best fit

People with disabilities

Rent

Contact for pricing

Floor plans

2 Bed • 3 Bed

Total Units

28

Studio / Efficiency

14 units

Year Built / Opened

2010

Waitlist expected. Click Check Eligibility below to generate your ready-to-print application materials so you're first in line.

YWCA TRANSITIONAL HOUSING — Income-based apartments (LIHTC tax credit · 60% AMGI AMI) in Springfield, Massachusetts Street View

Neighborhood & Amenities

Walk Score®

61/100• Somewhat Walkable

Transit Score®

56/100• Good Transit

Bike Score®

49/100• Somewhat Bikeable

Walk Score®, Transit Score®, and Bike Score® are trademarks of Walk Score and Redfin.

How Walk Score works

How rent works

What this means for you

This property includes LIHTC tax credit · 60% AMGI AMI. Rent rules can change by unit, so ask the office which program applies to the apartment you want.

LIHTC: These are income-based apartments with rent limits tied to the local Area Median Income (AMI) — not market-rate rent. The local 4-person AMI for the 01118 zip code is $86,220 (2024 data). Rent limits are set from that number. If this property also has rental assistance, some tenants may pay about 30% of adjusted income.

How income limits work

To qualify for these apartments at YWCA TRANSITIONAL HOUSING, your total household income must fit the local Area Median Income (AMI) limits for Springfield and the 01118 zip code. The exact rules can vary by program and by household size.

This property includes LIHTC tax credit · 60% AMGI AMI. Check the program labels on this page and confirm the exact unit rules with management before you apply.

Local Median (1-Person)

$60,353

Local Median (4-Person)

$86,220

Based on the latest 2024 census data, the figures above show the local median earnings for this area. Management will generally require your household income to be at or below 50% of these median figures.

Services & Accessibility

Wheelchair & Mobility AccessVerify

Not explicitly confirmed. Call ahead to verify elevator availability and doorway widths before applying.

Who can live here

Income ceiling: 60% AMGI Disability designated Family housing Formerly homeless New Construction Income-qualified only
How do Tax Credit Apartments work?

Ywca transitional housing is a Low Income Housing Tax Credit (LIHTC) apartment community in Springfield, Massachusetts. LIHTC properties — also called Section 42 housing or tax credit apartments — are income-restricted rentals developed with federal tax credits administered by state Housing Finance Agencies (HFAs). Qualifying residents pay rent based on a percentage of the Area Median Income (AMI) for Springfield. Based on 2024 data, the local AMI for the 01118 zip code is $60,353 for a single person and $86,220 for a 4-person household. These figures make Springfield tax credit apartments among the most affordable rentals available without a Section 8 voucher.

To qualify, your total household income must fall at or below the income limit set for this property — currently 60% AMGI of AMI. That works out to approximately $51,732/yr for a 4-person household in the 01118 area. Unlike public housing, LIHTC income-restricted apartments are privately managed and require you to apply directly to the property. Rent is fixed at a discounted rate tied to AMI — not to your specific income — so your monthly payment stays predictable.

By law, LIHTC properties must remain rent-restricted for a minimum of 30 years. Ywca transitional housing was placed in service around 2010, keeping rents income-restricted at least through ~2010.

Before You Apply

  • Confirm the age rule and income limit

    You must be of qualifying age. Your income must fall within HUD's Area Median Income (AMI) limits for Springfield. Based on the 01118 zip code AMI (2024), this property's 50% income limit is approximately $30,177/yr for 1 person / $43,110/yr for a 4-person household.

  • Ask which unit types are actually available

    This listing shows historically available units. Ask directly if a unit is open today.

  • Verify accessibility before paying any fees

    If you use a wheelchair or walker, confirm elevator access and doorway widths before submitting a paid application.

Did you know?LIHTC properties have specific maximum rent limits based on your income and the local Area Median Income (AMI). Read the full guide

Questions People Ask

What are the local income limits around Ywca transitional housing?OpenClose

Income limits are calculated against the Area Median Income (AMI) for the 01118 zip code. Based on recent Census data, the local median income is $60,353 for a single person, and $86,220 for a four-person household. Your specific income cap depends on the exact subsidy program rules applied by management.

To view how these median figures translate to specific income caps (e.g., 30%, 50%, or 60% AMI limits) for all household sizes, check out the AMI Calculator .

!Check Your Qualification Instantly

Our eligibility tool automatically cross-references your household size and gross income with the local AMI database for this property to determine your fit.

Apply Now

Verify your eligibility and send a priority profile directly to management.

Takes 30 seconds. 100% free

More Tax Credit & Income-Restricted Apartments Near Springfield

YWCA TRANSITIONAL HOUSING is one of many income-restricted properties serving Springfield and the surrounding area. LIHTC tax credit apartments and income-restricted housing near me are in high demand — applying to multiple rent-restricted apartments in Springfield at once improves your chances of finding an available income-based apartment.

BETTER HOMES TAPLEY LLC
Income-Based RentWaitlist

Better Homes Tapley Llc

221 Bay St

Subsidized

Rent-Restricted Units

28 of 28 total

income-restricted tax credit apartments

Rent-Restricted Until

~2010

Minimum 30-year LIHTC legal commitment

Income Limit

60% AMGI

Your household income must be at or below this % of Area Median Income — roughly $51,732/yr for a 4-person household in 01118 (2024 data)

Designated For

Persons with Disabilities · Families · Formerly Homeless

May have preference policies — confirm with management

Additional Financing Sources

HOME Funds
Go to AMI Calculator
What unit types are reported at Ywca transitional housing?OpenClose

This record reports: 2 Bed • 3 Bed. Availability can change rapidly, so ask management which layouts are currently open and whether any accessible units are available.

What are the income limits to qualify at Ywca transitional housing?OpenClose

Ywca transitional housing is a Low Income Housing Tax Credit (LIHTC) property. HFA records indicate the income ceiling is set at 60% AMGI. This means your household income must be at or below that percentage of the Area Median Income (AMI) for springfield. Based on 2024 Census data, the local median income for the 01118 zip code is $60,353 for a single person and $86,220 for a 4-person household. At the 60% AMGI limit, the approximate income threshold is $36,212/yr for a 1-person household / $51,732/yr for a 4-person household. Management will verify income during the application process.

To view the specific income caps (e.g. 30%, 50%, or 60% AMI limits) for all household sizes, check out the AMI Calculator .

!Check Your Qualification Instantly

Our eligibility tool automatically cross-references your household size and gross income with the local AMI database for this property to determine your fit.

Go to AMI Calculator
How long will Ywca transitional housing remain affordable housing?OpenClose

LIHTC properties are required by law to remain affordable for a minimum of 30 years from the date they were placed in service (Ywca transitional housing was placed in service around 2010, so rent restrictions are secured at least until ~2040). After that period, the owner can choose to exit the program or renew. Ask management about the property's current compliance end date.

What government programs helped fund Ywca transitional housing?OpenClose

In addition to the federal Low Income Housing Tax Credit, this property was also financed with: HOME Investment Partnership funds. Layering multiple housing subsidy programs is common and often allows properties to offer deeper affordability or better amenities than LIHTC alone.

Is Ywca transitional housing a new building?OpenClose

Yes. HFA records classify this as a new construction LIHTC property, meaning units were purpose-built as affordable housing rather than converted from existing stock. New construction properties often feature modern layouts and energy-efficient systems. It's worth asking management about the age of appliances and any known maintenance issues before applying.

Who is Ywca transitional housing designed for?OpenClose

According to HFA records, this LIHTC property is specifically designated to serve persons with disabilities, formerly homeless individuals, families. This means it may have specialized services, accessible units, or preference policies that prioritize these groups. Contact management to understand their current preference and waitlist selection process — being in a designated group does not guarantee priority without a formal application.

Does Ywca transitional housing have studio or efficiency apartments?OpenClose

Yes. This property reports 14 studio or efficiency units. Efficiency units are typically self-contained apartments with a combined living/sleeping area, a kitchenette, and a bathroom — well suited for individuals or couples. Ask management for current availability and exact square footage before applying.

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Data Provenance

Sourced from LIHTC Database. Last updated: Jul 11, 2026.Read our methodology.