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Floor plans
1 Bed • 2 Bed • 4 Bed
Total Units
201
Year Built / Opened
1987
HUD Score
84
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This property includes LIHTC tax credit. Rent rules can change by unit, so ask the office which program applies to the apartment you want.
LIHTC: These are income-based apartments with rent limits tied to the local Area Median Income (AMI) — not market-rate rent. The local 4-person AMI for the 01109 zip code is $58,218 (2024 data). Rent limits are set from that number. If this property also has rental assistance, some tenants may pay about 30% of adjusted income.
To qualify for these apartments at BERGIN CIRCLE, your total household income must fit the local Area Median Income (AMI) limits for Springfield and the 01109 zip code. The exact rules can vary by program and by household size.
This property includes LIHTC tax credit. Check the program labels on this page and confirm the exact unit rules with management before you apply.
Local Median (1-Person)
$40,752
Local Median (4-Person)
$58,218
Based on the latest 2024 census data, the figures above show the local median earnings for this area. Management will generally require your household income to be at or below 50% of these median figures.
16 accessible units reported.
Management Company
Michaels Management Affo
Property Owner
Century Pacific Housing Partnership-X
Profit Motivated
HUD Property ID
800008305
Rent-Restricted Units
201 of 201 total
income-restricted tax credit apartments
Rent-Restricted Until
~1987
Minimum 30-year LIHTC legal commitment
Additional Financing Sources
Bergin circle is a Low Income Housing Tax Credit (LIHTC) apartment community in Springfield, Massachusetts. LIHTC properties — also called Section 42 housing or tax credit apartments — are income-restricted rentals developed with federal tax credits administered by state Housing Finance Agencies (HFAs). Qualifying residents pay rent based on a percentage of the Area Median Income (AMI) for Springfield. Based on 2024 data, the local AMI for the 01109 zip code is $40,752 for a single person and $58,218 for a 4-person household. These figures make Springfield tax credit apartments among the most affordable rentals available without a Section 8 voucher.
To qualify, your total household income must fall at or below the income limit set for this property. Unlike public housing, LIHTC income-restricted apartments are privately managed and require you to apply directly to the property. Rent is fixed at a discounted rate tied to AMI — not to your specific income — so your monthly payment stays predictable.
By law, LIHTC properties must remain rent-restricted for a minimum of 30 years. Bergin circle was placed in service around 1987, keeping rents income-restricted at least through ~1987.
You must be of qualifying age. Your income must fall within HUD's Area Median Income (AMI) limits for Springfield. Based on the 01109 zip code AMI (2024), this property's 50% income limit is approximately $20,376/yr for 1 person / $29,109/yr for a 4-person household.
This listing shows historically available units. Ask directly if a unit is open today.
If you use a wheelchair or walker, confirm elevator access and doorway widths before submitting a paid application.
Last inspection 4/4/2019 · This score means the property meets HUD's highest safety and quality standards.
Did you know?LIHTC properties have specific maximum rent limits based on your income and the local Area Median Income (AMI). Read the full guide
Income limits are calculated against the Area Median Income (AMI) for the 01109 zip code. Based on recent Census data, the local median income is $40,752 for a single person, and $58,218 for a four-person household. Your specific income cap depends on the exact subsidy program rules applied by management.
To view how these median figures translate to specific income caps (e.g., 30%, 50%, or 60% AMI limits) for all household sizes, check out the AMI Calculator .
Our eligibility tool automatically cross-references your household size and gross income with the local AMI database for this property to determine your fit.
This record reports: 1 Bed • 2 Bed • 4 Bed. Availability can change rapidly, so ask management which layouts are currently open and whether any accessible units are available.
Yes, this property reports having 16 dedicated accessible unit(s). However, availability is subject to change. You should still call management to verify the dimensions of the doorways and bathrooms, and ensure an accessible unit is currently open.
Use the eligibility checker to see the next step for this listing. Contact details are not shown here, but you can start the process and get your application path from the property page.
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As a LIHTC property, Bergin circle requires your household income to fall below a set percentage of the Area Median Income (AMI) for the local area. Based on 2024 data for the 01109 zip code, the local median income is $40,752 for a single person and $58,218 for a 4-person household. The exact income ceiling isn't recorded here — ask management directly for the current income limit table for your household size.
To view the specific income caps (e.g. 30%, 50%, or 60% AMI limits) for all household sizes, check out the AMI Calculator .
Our eligibility tool automatically cross-references your household size and gross income with the local AMI database for this property to determine your fit.
LIHTC properties are required by law to remain affordable for a minimum of 30 years from the date they were placed in service (Bergin circle was placed in service around 1987, so rent restrictions are secured at least until ~2017). After that period, the owner can choose to exit the program or renew. Ask management about the property's current compliance end date.
In addition to the federal Low Income Housing Tax Credit, this property was also financed with: tax-exempt bonds. Layering multiple housing subsidy programs is common and often allows properties to offer deeper affordability or better amenities than LIHTC alone.
HFA records show this property was acquired and rehabilitated using LIHTC funding around 1987. Renovation scope varies widely — some properties received light cosmetic updates while others were substantially rebuilt. Ask management what was renovated, the age of key systems (roof, HVAC, plumbing), and whether any additional work is planned.
Data Provenance
Sourced from LIHTC Database. Last updated: Jun 27, 2026.Read our methodology.
